/* Refinance page inline styles (extracted, minified) */main.container{max-width:1100px;margin:2rem auto;padding:1rem;display:flex;flex-direction:column;align-items:center;gap:2rem}.back-link{align-self:flex-start;color:#7a5af8;font-weight:600;text-decoration:none;margin-bottom:1rem}.back-link:hover{text-decoration:underline}.refi-layout{display:grid;grid-template-columns:1fr 1fr;gap:2rem;width:100%}@media (max-width:900px){.refi-layout{grid-template-columns:1fr}}.calculator-card{background:linear-gradient(135deg,rgba(248,245,255,.95),rgba(233,229,255,.92));border-radius:14px;box-shadow:0 10px 30px rgba(0,0,0,.05);padding:2rem;border:1px solid rgba(122,90,248,.15);transition:transform .25s ease}.calculator-card:hover{transform:translateY(-2px)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.5rem}@media (max-width:640px){.form-grid{grid-template-columns:repeat(2,minmax(140px,1fr));gap:.85rem}}.form-group{display:flex;flex-direction:column;gap:.3rem}.form-group label{font-weight:600;font-size:.9rem;color:#333}.form-group input[type="number"],.form-group input[type="checkbox"]{border:1px solid #ddd;padding:.7rem 1rem;border-radius:8px;font-size:1rem;transition:border-color .2s,box-shadow .2s}.form-group input:focus{outline:none;border-color:#7a5af8;box-shadow:0 0 0 2px rgba(122,90,248,.2)}.inline-help{font-size:.8rem;color:#6b7280}button#calcBtn{margin-top:1.2rem;background:linear-gradient(120deg,#b68eff,#7a7df8);color:#fff;border:none;border-radius:999px;padding:1rem;font-size:1.05rem;cursor:pointer;font-weight:600;transition:all .25s ease;width:100%}button#calcBtn:hover{transform:scale(1.02);background:linear-gradient(120deg,#a471ff,#6d68f6)}.scroll-indicator{display:none;text-align:center;padding:1.5rem 0 0;animation:fadeIn .5s ease-in}.scroll-indicator.visible{display:block}.scroll-arrow{display:inline-block;width:0;height:0;border-left:20px solid transparent;border-right:20px solid transparent;border-top:20px solid #7a5af8;animation:bounce 2s infinite,pulse 2s infinite;filter:drop-shadow(0 0 8px rgba(122,90,248,.6))}@keyframes fadeIn{from{opacity:0}to{opacity:1}}@keyframes bounce{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}@keyframes pulse{0%,100%{opacity:1}50%{opacity:.6}}#result{background:#fff;border-radius:14px;box-shadow:0 10px 30px rgba(0,0,0,.05);padding:0;overflow:visible;display:none}.result-header{background:linear-gradient(135deg,#9b6bff,#7a5af8);color:#fff;padding:1.5rem 2rem;font-size:1.15rem;font-weight:600;display:flex;align-items:center;justify-content:space-between;gap:.5rem;flex-wrap:wrap}.result-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;padding:2rem 2rem 1rem}@media (max-width:640px){.result-cards{grid-template-columns:1fr}}.result-card{padding:1.5rem 1.25rem;border-radius:12px;color:#fff;text-align:center;min-height:120px;display:flex;flex-direction:column;justify-content:center;align-items:center}.result-card.current{background:linear-gradient(135deg,#5b7cff,#4a63d8)}.result-card.new{background:linear-gradient(135deg,#9b6bff,#7a5af8)}.result-card.savings{background:linear-gradient(135deg,#2dd4bf,#14b8a6)}.result-card.break{background:linear-gradient(135deg,#f59e0b,#d97706)}.result-card.risk{background:linear-gradient(135deg,#ef4444,#dc2626)}.chart-container{position:relative;width:100%;height:clamp(280px,48vh,420px);margin-top:1rem;padding:0 2rem 2rem 2rem}.badge{display:inline-block;padding:.35rem .65rem;border-radius:999px;font-size:.85rem;font-weight:700}.badge.good{background:#10b981;color:#fff}.badge.warn{background:#f59e0b;color:#fff}.badge.bad{background:#ef4444;color:#fff}.result-header-sub{width:100%;padding-top:.75rem;display:flex;justify-content:flex-start;align-items:center}.recommendation{padding:0 2rem 1rem;font-weight:700;color:#333}.methodology-wrapper{width:100%;margin-top:0;position:relative;animation:slideUp .6s ease-out}@keyframes slideUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.methodology-card{background:#fff;border-radius:14px;box-shadow:0 10px 30px rgba(0,0,0,.05);padding:0;border:2px solid #e5e7eb}.methodology-banner{background:linear-gradient(135deg,#7a5af8,#9b6bff);color:#fff;padding:1rem 2rem;text-align:center;font-weight:600;font-size:1.05rem;border-radius:14px 14px 0 0;display:flex;align-items:center;justify-content:center;gap:.5rem}.methodology-toggle{background:linear-gradient(135deg,#f3f4f6,#e5e7eb);border:none;border-radius:0;padding:1rem 2rem;width:100%;font-size:1rem;font-weight:600;color:#333;cursor:pointer;display:flex;align-items:center;justify-content:space-between;transition:all .3s ease}.methodology-toggle:hover{background:linear-gradient(135deg,#e5e7eb,#d1d5db)}.methodology-toggle .icon{font-size:1.2rem;transition:transform .3s ease}.methodology-toggle.active .icon{transform:rotate(180deg)}.methodology-content{max-height:0;overflow:hidden;transition:max-height .5s ease;padding:0 2rem}.methodology-content.expanded{max-height:3000px;padding:1.5rem 2rem 2rem 2rem}.methodology-content h3{color:#7a5af8;font-size:1.1rem;margin:1.5rem 0 .75rem 0}.methodology-content h3:first-child{margin-top:0}.methodology-content p{color:#555;line-height:1.7;margin:.75rem 0}.methodology-content ul{margin:.75rem 0;padding-left:1.5rem}.methodology-content li{color:#555;line-height:1.7;margin:.5rem 0}.methodology-content strong{color:#333;font-weight:600}.insight-stack{width:100%;max-width:920px;margin:0 auto 4rem;display:flex;flex-direction:column;gap:1.75rem}.hero-intro{width:100%;max-width:950px;background:linear-gradient(135deg,#e3f2ff,#fff);border:1px solid rgba(37,99,235,.15);border-radius:24px;padding:2rem 2.5rem;box-shadow:0 25px 60px rgba(15,23,42,.12)}.hero-intro h2{font-size:1.6rem;margin-bottom:.75rem;color:#0f296b}.hero-intro p{color:#1f3a5f;line-height:1.7;margin-bottom:1rem}.hero-intro .pill-points{display:flex;flex-wrap:wrap;gap:.75rem}.hero-intro .pill{background:rgba(37,99,235,.12);color:#0f52ba;padding:.45rem .9rem;border-radius:999px;font-size:.9rem;font-weight:600}.calculator-overview{background:#fff;border:1px solid rgba(99,102,241,.2);border-radius:18px;padding:1.75rem 2rem;box-shadow:0 20px 45px rgba(15,23,42,.08);width:100%;max-width:1100px;margin:2rem auto}.calculator-overview h2{margin:0 0 .75rem;font-size:1.75rem;color:#111827}.calculator-overview p{margin:0 0 1rem;color:#374151;line-height:1.65}.how-to-steps{margin-top:1rem;background:#f4f6ff;border:1px solid rgba(99,102,241,.18);border-radius:14px;padding:1rem 1.25rem}.how-to-steps h3{margin:0 0 .65rem;font-size:1.05rem;color:#4338ca}.how-to-steps ol{margin:0;padding-left:1.25rem;color:#1f2937;line-height:1.55}.how-to-steps li+li{margin-top:.35rem}.legal-disclaimer{width:100%;max-width:920px;margin:0 auto 3rem;background:#fef7f1;border:1px solid rgba(249,115,22,.3);border-radius:16px;padding:1.75rem 2rem;box-shadow:0 15px 40px rgba(120,53,15,.1);color:#7a3412}.share-container{position:relative}.share-btn{background:rgba(255,255,255,.2);border:1px solid rgba(255,255,255,.3);color:#fff;padding:.5rem 1rem;border-radius:6px;cursor:pointer;font-size:.9rem;font-weight:600;transition:all .2s ease;display:flex;align-items:center;gap:.4rem}.share-btn:hover{background:rgba(255,255,255,.3);transform:scale(1.05)}.share-menu{position:absolute;top:100%;right:0;margin-top:.5rem;background:#fff;border-radius:8px;box-shadow:0 10px 30px rgba(0,0,0,.15);padding:.5rem;z-index:1000;display:none;min-width:200px}.share-menu.show{display:block}.share-option{padding:.75rem 1rem;cursor:pointer;border-radius:6px;transition:background .2s;display:flex;align-items:center;gap:.75rem;color:#333;font-size:.95rem}.share-option:hover{background:#f3f4f6}.share-option svg{width:20px;height:20px}.toast{position:fixed;bottom:2rem;left:50%;transform:translateX(-50%);background:#10b981;color:#fff;padding:1rem 1.5rem;border-radius:8px;box-shadow:0 10px 30px rgba(0,0,0,.2);z-index:10000;display:none;align-items:center;gap:.5rem;font-weight:600}.toast.show{display:flex;animation:slideUpToast .3s ease-out}@keyframes slideUpToast{from{opacity:0;transform:translateX(-50%) translateY(20px)}to{opacity:1;transform:translateX(-50%) translateY(0)}