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  <!-- Homepage -->
  <url>
    <loc>https://simplefinancecalculators.com/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>Simple Finance Calculators - Free Real Estate Tools</image:title>
      <image:caption>Collection of free calculators for rent vs buy, mortgage, Airbnb ROI, and long-term rental analysis</image:caption>
    </image:image>
  </url>

  <!-- Rent vs Buy Calculator -->
  <url>
    <loc>https://simplefinancecalculators.com/rent-vs-buy/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>Rent vs Buy Calculator</image:title>
      <image:caption>Interactive rent vs buy breakeven analysis calculator</image:caption>
    </image:image>
  </url>

  <!-- Mortgage Calculator -->
  <url>
    <loc>https://simplefinancecalculators.com/mortgage/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>Mortgage Calculator with Amortization</image:title>
      <image:caption>Free mortgage payment calculator with extra payments and amortization schedule</image:caption>
    </image:image>
  </url>

  <!-- Airbnb ROI Calculator -->
  <url>
    <loc>https://simplefinancecalculators.com/airbnb/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>Airbnb ROI Calculator</image:title>
      <image:caption>Calculate Airbnb and short-term rental ROI, cash flow, and cap rate</image:caption>
    </image:image>
  </url>

  <!-- Long-Term Rental ROI Calculator -->
  <url>
    <loc>https://simplefinancecalculators.com/long-term-rental/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>Long-Term Rental ROI Calculator</image:title>
      <image:caption>Calculate NOI, cap rate, DSCR, and cash-on-cash return for rental properties</image:caption>
    </image:image>
  </url>

  <!-- Blog Posts -->
  <url>
    <loc>https://simplefinancecalculators.com/blog/how-to-use-mortgage-calculator-extra-payments/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>How to Use Mortgage Calculator for Extra Payments</image:title>
      <image:caption>Step-by-step guide to planning mortgage extra payments</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://simplefinancecalculators.com/blog/how-to-use-rent-vs-buy-calculator-breakeven/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>How to Find Your Rent vs Buy Breakeven Point</image:title>
      <image:caption>Guide to using rent vs buy calculator for breakeven analysis</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://simplefinancecalculators.com/blog/how-to-use-airbnb-roi-calculator/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>How to Vet Airbnb Investments</image:title>
      <image:caption>Complete walkthrough for analyzing short-term rental ROI</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://simplefinancecalculators.com/blog/how-to-use-long-term-rental-roi-calculator/</loc>
    <image:image>
      <image:loc>https://simplefinancecalculators.com/assets/social-share.png</image:loc>
      <image:title>How to Model Landlord Cash Flow</image:title>
      <image:caption>Guide to analyzing long-term rental property investments</image:caption>
    </image:image>
  </url>

</urlset>